Credit Report Agency
A credit reporting agency, also known as a credit bureau, is a company that collects and maintains information about person's credit history and financial behavior.
These agencies gather information from various sources, such as banks, credit card companies, and other financial institutions, and compile it into a detailed credit report for each individual.
This document is known as a Credit Report. After a death, a credit report may be needed to ensure that a deceased person's debts have been repaid.
In the United States, there are three main credit reporting agencies: Experian, Equifax and TransUnion.